Please reach us at dtolman@robertcbillassociates.com if you cannot find an answer to your question.
Commercial insurance is essential to protect your business from financial losses due to unforeseen events such as accidents, natural disasters, lawsuits, and employee injuries. It helps ensure business continuity and financial stability.
Common types of commercial insurance include:
The amount of coverage you need depends on the size, nature, and specific risks of your business. A thorough risk assessment can help determine appropriate coverage levels. Our experts can assist in evaluating your needs and recommending suitable coverage.
Several factors influence commercial insurance premiums, including:
Yes, bundling different types of commercial insurance into a Business Owner’s Policy (BOP) or package policy can provide comprehensive coverage at a lower cost. Bundling also simplifies the management of your insurance policies.
To reduce premiums, consider:
If you need to file a claim:
It’s advisable to review your commercial insurance policies annually or whenever significant changes occur in your business, such as expansion, new products or services, or changes in operations. Regular reviews ensure your coverage remains adequate.
Business interruption insurance compensates for lost income and operating expenses if your business operations are halted due to a covered event, such as a fire or natural disaster. It helps maintain financial stability during downtime.
A certificate of insurance (COI) is a document that provides evidence of your insurance coverage. It includes details about your policy, such as coverage types, limits, and effective dates. COIs are often required by clients, landlords, and lenders.
To get started, contact our team of insurance experts. We will assess your business’s risks, evaluate your current coverage, and develop a customized insurance program that meets your specific needs. We guide you through the entire process, ensuring you have the right protection in place.
"Frequently asked questions" are a listing of most commonly experienced questions and the simplified versions of the most typical answers. This should not be construed as legal advice. Please refer to your policy for actual language, terms and conditions.
Read About the State of the NY Construction Market
Browse Frequently Asked Questions about Construction
Links to Other Websites for More Information
Sign up to hear from us about specials, sales, and events.
Copyright © 2021 Robert C Bill Associates, Inc. - All Rights Reserved.
Powered by GoDaddy Website Builder